August 2016 – August 2026
Celebrating 10 Years of Helping Sunshine Coast Families Move Forward.
For the past decade we’ve helped hundreds of local families, first home buyers, investors and business owners reach their property goals — with personalised advice and a lending strategy that still makes sense in five years’ time.
★★★★★ 5.0 from 95 Google reviews · 30 minutes, no obligation, no credit check
The campaign theme is confidence
The market keeps changing. Your strategy shouldn’t have to.
Rate movements, Federal Budget headlines, shifting investor sentiment, and no shortage of opinions online. It’s a lot of noise when all you actually want to know is one thing: what should I do next?
That’s the question we’ve been answering on the Sunshine Coast for ten years. Not by chasing this week’s sharpest rate, but by building a lending strategy that still holds up when the market moves again.
First home, upgrading, bridging, investing, self-employed, commercial or refinancing — you’re in the right place.
Why thousands of finance conversations have started with Nexgen
Strategy Before Products
We start with where you want to be in five and ten years, then work backwards to the loan. Today’s rate matters. It isn’t the whole plan.
Local Sunshine Coast Experts
Ten years supporting local families and investors, Caloundra to Noosa. We know the suburbs, the builders and the valuers.
Accounting & Planning Background
Brad holds a Bachelor of Commerce in Accounting and Financial Planning, so we read structure and cash flow, not just serviceability.
Personalised Advice
Every recommendation is built around your goals and circumstances. No templates, no one-size-fits-all, no pressure to proceed.
Complimentary · About 30 minutes · Minyama, by phone or online
What happens in your Finance Strategy Session
01
We start with you
Your goals, your timing, your income and what a good outcome actually looks like for your household. We ask about the plan before we talk about the loan.
02
We map the options
We compare more than 1,800 products across 40-plus lenders and show you the structures that fit, in plain English, with the trade-offs spelled out.
03
You get a written plan
Clear next steps, whether you’re ready to move now or in twelve months. If your current loan is already right for you, we’ll say so.
Two winners will be drawn
Celebrate with us. Up to $9,000 in prizes.
Each winner picks the prize they’d rather have.
Option one
Luxury Escapes holiday voucher
$4,500
Option two
Cash, straight into your account
$4,000
Free to enter and completely separate from any finance enquiry. Entering doesn’t obligate you to anything, and booking a Strategy Session doesn’t change your chance of winning. Full terms and conditions are on the entry page.
Free resources
Not ready to talk yet? Start here.
Ten years of answering the same good questions, written down. Free, no strings.
First Home Buyer Guide
Deposits, grants, LMI and the traps that catch first-timers. Written for the Queensland market.
Property Investor Roadmap
How to structure an investment loan so your second and third purchases stay possible.
Family Pledge Guarantee Guide
How a parent or family member can help you buy sooner, without handing over cash.
Home Loan Essentials
The plain-English version of how home loans actually work, application to settlement.
Offset vs Redraw Explained
Two features that look similar, cost differently, and matter more than most people realise.
Finance Calculators
Borrowing power, repayments, stamp duty and extra-repayment savings. Run the numbers yourself.
Google reviews
95 reviews. Every one of them five stars.
★★★★★
Thank you Brad and Jake from Nexgen — what a stress-free and easy way to apply for a home loan. We got constant updates and it was done in such a short amount of time. Highly recommend.
Sarah Hannam
★★★★★
Couldn’t be happier with the service we received from Brad and his team. They got us into our dream home. Thank you.
Rebecca Oldmeadow
★★★★★
Very helpful and made everything easy to understand.
Mark Skinner
Meet Brad
Brad Tuppack
Founder & Director, Nexgen Lending
With more than 18 years’ experience across mortgage broking, accounting and financial services, Brad has helped hundreds of Australians navigate complex lending decisions with confidence. He holds a Bachelor of Commerce in Accounting and Financial Planning, and has spent the last decade building Nexgen Lending on the Sunshine Coast.
His passion is helping clients build long-term wealth through smarter property finance strategy, not simply arranging loans. Clients value his calm, strategic approach — particularly self-employed borrowers, property investors and SMSF clients.
Outside work, Brad is usually fishing, camping or on the sideline at netball. He sponsors two local netball clubs and attends enough of his daughter’s games to be considering “assistant coach” on his resume, despite no coaching skills whatsoever.
Over 1,800 loan products from 40+ lenders
Members of the Mortgage & Finance Association of Australia (MFAA). Combined Financial Services Pty Ltd · ABN 79 138 303 603 · Credit Representative 491996 · Authorised under Australian Credit Licence 389328.
Questions people actually ask us
How much does a Finance Strategy Session cost?
It is complimentary. The session runs for about 30 minutes, in person at our Minyama office, by phone or online. There is no obligation to proceed and no credit check involved. You leave with a written summary of your options either way.
Do I have to switch lenders or apply for anything?
No. Plenty of people book a session simply to find out where they stand. If your current loan is already the right fit, we will tell you that. If it is not, we will show you what a better structure looks like and what it would take to get there.
Do I need to be a Nexgen client to enter the 10-Year Celebration Giveaway?
No. The giveaway is free to enter and is completely separate from any finance enquiry. Entering does not put you under any obligation, and booking a Finance Strategy Session does not change your chance of winning.
What are the giveaway prizes?
Two winners will be drawn. Each winner chooses either a Luxury Escapes holiday voucher valued at $4,500 or $4,000 in cash. That is a total prize pool of up to $9,000. Full terms and conditions are shown on the entry page.
What does a finance broker actually cost me?
In most residential lending scenarios the lender pays our commission, so there is no direct fee to you. Where a fee does apply, we disclose it in writing before you engage us, along with the commission we receive. You will never be surprised by a cost at settlement.
How many lenders do you compare?
We have access to more than 1,800 loan products from over 40 banks and lenders, including ANZ, NAB, Westpac, Macquarie, Suncorp, Bankwest and Pepper Money. We shortlist the lenders that suit your situation rather than defaulting to one.
Do you only work with people on the Sunshine Coast?
Nexgen Lending is based at Minyama on the Sunshine Coast and most of our clients are local, but we assist clients across Australia. Sessions can be run in person, by phone or online, whichever suits you.
I am self-employed. Is that a problem?
Not at all. Self-employed borrowers are one of our specialties. Brad’s background in accounting and financial planning means we understand how business income, structures and cash flow are assessed, and which lenders take a sensible view of them.
Ready to talk? Let’s start with a conversation.
Book your complimentary Finance Strategy Session and pick a time that suits you. If we’re not the right fit, we’ll tell you that too.
(07) 5316 1266 · Level 1, 9 Nicklin Way, Minyama · Mon–Fri 9am–5pm